Employee Dishonesty and Overpayment of Wages April 14, 2011 The form is BP 00 03 01 06. Our insured had an employee who was adding time to her time…

Coverage when the water table overwhelms the sump pump.

Designated Premises Endorsement and Off-Site Risk Exposures Our insured carries a BOP with the CG 21 44, Designated Premises endorsement. The insured…

BOP Coverage and Property Damage Exclusions We insure a distributor of metal brushes. The insured mistakenly sent a customer nickel coated brushes instead…

Loss of Value Is Not Direct Physical Damage October 18, 2010 Our insured is an antique dealer with a special businessowners form. He purchased two…

October 13, 2010 Water Damage Claim Excluded by Wear and Tear Exclusion This question concerns coverage on a BP 00 02 12 99. It is a typical water damage…

Damage to Premises Rented to Others Limit of Insurance August 23, 2010 Our insured has a businessowners policy. The policy dec page shows the following…

BOP Coverage for Liability Claim Based on Food Illness July 13, 2010 My question concerns the ISO Businessowners form, BP 00 03 01 06, with attached…

BOP Coverage for Gasoline in Underground Storage Tank July 13, 2010 The ISO Businessowners form describes business personal property as "in or on the…

Business Personal Property as Defined in BOP July 5, 2010 I have a client that has several mounted trophy animals in his office. They are trophies from…