Immediate ISO information for insurers writing Businessessowners and/or Commercial Property insurance in the state of New York. Includes required information to be sent to the New York Department of Financial Services (DFS) in relation to business interruption coverages, including civil authority, and contingent business interruption.

Discusses business income loss when some of the months of the period of restoration had loss but others did not.

Discusses the effects of humidity over time and how it affects coverage under the policy.

The US District Court for the District of MD discusses whether a businessowners policy should cover losses from ransomware attack.

This discussion provides an overview of the new ISO Micro-Businessowners Program, including program eligibility, coverages, and available endorsements.

Eligible classifications for ISO Micro-Businessowners Program Service risks.

Can the limit for fences under the BOP form be increased and if so, how?

This article analyzes the MSO Businessowners form BU 04 01.

This article offers a general discussion of additional insureds—how they are added to a general liability policy, their relationship to named insureds and insurers, and issues that arise based on that relationship.

Highlights the new fracking exclusion added to certain mandatory state endorsements.