Commentary

Many homebuyers — especially first-timers — don't realize that minimum insurance requirements do not always translate into full disaster protection.

Carriers must protect profitability and accelerate innovation to outpace insurtech disruptors.

Personal lines distribution is at an inflection point.

The technology bids farewell to traditional automation that focuses solely on streamlining workflows.

There is smarter coverage for a changing climate.

In states like Nebraska and Oklahoma, annual premiums average close to $8,000.