Education & Training

In October of 2006 America's population reached 300,000,000. Every 11 seconds another American is born, arrives, comes home, or otherwise becomes a statistic.

Although the events that trigger winter claims take place during the winter months, most insurance companies deal with them throughout the year.

Many of the questions coming to FC&S deal with whether or not overhead and profit should be paid on a loss when less than three trades are involved.

Last year was rather quiet when it came to claim handling. Of course, many of you are still contending with the devastation of the 2004-05 hurricane seasons, in as much as a lot of that claimant

Old habits are hard to break, particularly in the insurance industry. But when old habits are negatively affecting the bottom line, many companies welcome change.

There has been a large increase in the amount of questions received recently by FC&S concerning the damage to property and work exclusions on the commercial general liability coverage form.

Whether it's fear, anger, anxiety, or something else, all forms of loss result in emotional strain.

Property and casualty claims certainly provide a steady stream of potential anxiety-producing situations.