Catastrophe & Restoration

You look up and realize in horror that the ball is indeed traveling fast and far ... as it hooks left into the parking lot full of BMWs, Mercedes, and Lincolns.

In recent news, witnesses speculated that a UFO destroyed a wind turbine in the U.K. Naturally this begs the question, "What if a UFO crashed into your house instead?"

The property losses sustained this past year from 37 catastrophes -- the highest frequency in a decade -- will likely cost U.S. P&C insurers billions of dollars.

In every personal injury case, it is necessary to establish proof of the cause and effect relationship between an accident and the plaintiff's claimed injuries.

From Jan. 1, 2008 through Dec. 29, 2008, the U.S. National Weather Service received more than 13,700 reports of hail sightings and 15,166 reports of high or excessive winds.

The Advisory Council to the Cat Fund acknowledged the fund would face a $10-$15 billion shortfall if called upon by a major hurricane to generate its full capacity of claim payouts.

The season ranks as one of the more active in the 64 years since comprehensive record-keeping began.

When Amtrak's Vermonter passenger train headed toward Putney, Vt., on the tracks of the New England Central (NEC) at 3:40 a.m. on Oct. 9, 2005, there was no way that the engineer could have known