Catastrophe & Restoration

Rising ocean temperatures that are melting polar ice sheets, killing marine life and flooding coastal communities may have increased more than previously reported last year.

NY State's insurance regulators want carriers to develop courses for consumers on how to protect their property in case of a natural disaster.

Insurers should be concerned with any aspect of climate change that could adversely impact insurer assets, including claims, investment losses or regulatory fines.

A homeowner failed to file a claim because the carrier's representative told him it would probably be denied. When he later did file the claim, can he still recover under the policy?

Insureds often face extenuating circumstances that could delay filing a claim or having repairs made. What's the effect on coverage?

New apps are allowing insurers to communicate faster with policyholders in the wake of a catastrophe.