Catastrophe & Restoration

By 2020, "aging and unreliable" infrastructure will cost U.S. businesses $1.2 trillion, the American Society of Civil Engineers estimates.

From 1980 to 2018 there have been 230 $1 billion-plus events, with a total cost exceeding $1.5 trillion. Last year had the most, with 16 disasters costing more than $300 billion.

Look for 14 named storms, and there's a greater than normal chance of a major system striking the U.S., according to Colorado State University.

More than 400 homes and businesses were destroyed or damaged, and 21 people died as a result.

Insurers continue to fight bad faith claims in court, with less and less success, especially in Florida.

Agents and brokers have many opportunities to explain the intricacies of flood insurance to property owners and businesses