Catastrophe & Restoration

From the devastating Atlantic Hurricane season to major cybersecurity breaches — 2018 was a trying one for insurers.

Toy hazards, such as small parts, strings, projectiles and toxic substances continue to put children at risk.

PG&E workers saw damage and flames near one of the utility's transmission towers, now the focus of investigations.

Coverage Q&A: Additional living expenses (ALE) apply when an insured loss makes the premises uninhabitable.

Blaming costly water-damage claims, residential customers of Citizens could see an average 8.2% rate increase next year.

In the first nine months of 2018, 71% of ransomware incidents impacted small and medium-sized businesses.