While some business that's rented space in the surplus lines market in recent years is migrating back to standard carriers, wholesalers say they are agile enough to switch gears, seizing a variety of

A significant amount of business that found a home in the excess and surplus lines market during the last three years is moving back to the standard markets, wholesalers agree. However, during recent

I've been accused of having a strange sense of humor, but I didn't quite know how unusual it was until recently, when I found myself unexpectedly laughing at an accounting pronouncement about

The report said that while no immediate ratings implications are forthcoming, sophisticated models that are fully embedded in the financial management of a large insurance group could be viewed

In spite of introducing major changes, Fitch and S&P say insurer ratings won't change

U.S. insurers that have built internal economic capital models to satisfy rating agency and regulatory requirements have only done part of the work needed to get full value from such models,

In building Prism, "we've really come to appreciate what makes a good, robust economic stochastic model. We're in a really good spot now having gone through all this work. [And] where we see

In October 2005, Standard & Poor's first introduced an enterprise risk management component to its ratings analysis, and the firm is currently working on revisions to its insurer capital model. Steve