If someone needs to be away for a while, but is coming back, is their home considered vacant? Perhaps a college instructor who is teaching a four-month course in another state, or someone who makes extended visits to a second property.

If someone needs to be away for a while, but is coming back, is their home considered vacant? Perhaps a college instructor who is teaching a four-month course in another state, or someone who makes extended visits to a second property.

For a broker like Burns & Wilcox, which has Lloyd's underwriting and binding authority for vacant property policies, the five-hour or more time difference between agent and market is no barrier to good service.

For a broker like Burns & Wilcox, which has Lloyd's underwriting and binding authority for vacant property policies, the five-hour or more time difference between agent and market is no barrier to good service.

Agents who never or seldom handled vacant property are now learning the ropes and are looking for answers to some basic, as well as not so basic, questions.

Agents who never or seldom handled vacant property are now learning the ropes and are looking for answers to some basic, as well as not so basic, questions.

It certainly has been a year for getting bigger.

An economy showing mixed signs of recovery would hardly seem the optimum time to launch a business.