The Hurricane Damage Potential Index will allow insurers predict hurricane damage more realistically and effectively in the future as hurricanes approach landfall, said Dr. Steve Smith of the ReAdviso

"The financial impacts of the hurricanes have indeed been great but have proved manageable, and a compensating influx of new capital to existing reinsurers has occurred, removing fears of the industry

According to the complaint, customers with less education and who hold occupations that require no more than a high school diploma are considered a greater risk--and thus charged higher premiums--than c

According to the complaint, customers with less education and who hold occupations that require no more than a high school diploma are considered a greater risk--and thus charged higher premiums--than c

Consumer advocates are calling on state regulators to stop insurers and third-party organizations from using a revised computer catastrophe modeling scheme, which they charge leads to unjustified home

"At the present time, the bills contain some important provisions, but we would like to see more comprehensive reforms including a medical fee schedule and additional litigation controls to curb frivo

"At the present time, the bills contain some important provisions, but we would like to see more comprehensive reforms including a medical fee schedule and additional litigation controls to curb frivo

"Over the past few months, people offering a positive spin on the reinsurers have had about as much chance of being heard as a political aide to a freshman Congressman visiting the set of Cross Fire,"