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Readers pose questions about garbage truck property damage, mistakenly trashed diamond earrings, and alleged vandalism caused by improperly disposed refuse.
Repair costs and local regulations are just two factors that can impact an insured's settlement amount.
After part of a commercial building or residence collapses, you have to determine the cause of the loss to determine the coverage.
Determining liability to damaged property during or immediately after its sale can be complicated.
Here's what you need to know about managing an insured's 'intent to repair and replace' notice.
Should a condo owner's injury be covered by the association's policy? What about damage perpetuated by a renter?
A wear and tear exclusion will not apply to mold or water damage sustained as the result of a qualifying event. Humidity damage caused by general living conditions is another story.