Coverage Q&A: It's essential to know whether your homeowners' policy includes an exclusion for leaks lasting more than a few days.

Coverage Q&A: As always, it is up to the insurer to prove that the pollution exclusion applies to a particular claim.

Coverage Q&A: The expected or intended injury exclusion can be difficult to apply. Here's why...

Coverage Q&A: Insurance issues are becoming increasingly relevant as more tragic shootings occur.

Coverage Q&A: Business income coverage is triggered when the insured's loss results in the necessary suspension of operations.

Coverage Q&A: A direct loss from volcano fire or explosions is covered, and ash clean-up is considered 'debris removal.'

Coverage Q&A: Most homeowners' policies provide coverage for the named insured who resides at the named risk — not for tenants.

Coverage Q&A: The standard liquor liability exclusion applies to any insured that is in the business of manufacturing, distributing, selling, serving, or furnishing alcoholic beverages.