Coverage Q&A: Insurance policies exclude many causes of water damage.

Coverage Q&A: The insured learned of hail damage more than six months after the event occurred.

Coverage Q&A: A landlord and property manager want to be added as additional insured in a tenant's insurance policy.

Coverage Q&A: Does workers' comp or a CGL policy cover an injured worker hired from a temporary staffing agency?

Coverage Q&A: Sometimes there are exceptions when an excluded loss and covered loss occur at the same time.

Coverage Q&A: What's the difference between what's indicated on the declarations page versus what a policy actually covers?

Coverage Q&A: Recents dam failures in Michigan caused more issues for homeowners than just flooding.

Coverage Q&A: When and how does a commercial property vacancy clause apply?