An insurance company isn't required to cover a man who was severely injured after he was struck by a vehicle in the process of helping an unconscious motorist.

The home insurance policy contains exclusions for 'criminal acts' and 'sexual molestation,' even if the insured is charged with or found guilty of a crime.

The daughter of a man who died of COVID wants State Auto to cover damage she discovered after evicting the man's nephew, who had moved into the home without permission.

The Rhode Island Supreme Court vacated and remanded a lower court's ruling, determining a property owner had properly demanded an appraisal within the time limit provided in his policy with Allstate.

The justices were guided by a 2020 decision related to an identical policy where the court found the term "physical abuse" as used in the exclusion was ambiguous.