Many people see liability insurance as a way to compensate them for their poor judgment. Take a look at some of the cases that made the 'Coverage for Dummies' Hall of Fame.
The Coverage Opinions newsletter has decided that the NCAA bracket shouldnt just be limited to figuring out which college basketball team is the best in the nation.
It's a peculiar fact that liability insurance is an industry built on standardization of policy forms. And at no time are those forms more important than in the context of a claim.