Personal-lines insurers capital strength and core-underwriting earnings power should offset challenges posed by natural catastrophes; high-frequency, low-severity weather events; and the very competitive nature of the market, according to Moodys Investors Service.

Space weather is a general term describing conditions in space that affect the Earth and our technological systems. Geomagnetic storms, which can not only cripple the electrical grid but also corrode oil and gas pipelines, are only one aspect of space weather.

Crop insurance has been available for many decades in key producing markets in North America, Europe, Australia and South Africa. Peril and multi-peril crop insurance are the main products available to predominantly large-scale farmers using modern farming technology.

Excessive droughts in Western Australia and Russia, unprecedented floods in Pakistan, as well as the current drought outlook for parts of Argentina and Brazil, not only captured media headlines in 2010 but also tightened the supply of key agricultural commodities.

Florida E&S Lines: Premium / Policy CountJuly: $187,842,537 / 14,662Commercial PropertyJune: $222,589,471 / 19.053July: $34,279,161 / 15,691Commercial…

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A national survey projected that 18 percent of Americans with a current driver's license would be unable to earn a passing grade on a driver's test today.

Claims administration systems are being replaced at an increasing pace in the insurance industry, says Novarica, a research and advisory firm.