Although direct-channel growth in personal auto has come at the expense of the independent-agency channel, 12 of 18 personal-lines insurers that have outperformed their peers in both growth and profitability over the past decade use the independent-agency distribution channel either in whole or in part.

Although direct-channel growth in personal auto has come at the expense of the independent-agency channel, 12 of 18 personal-lines insurers that have outperformed their peers in both growth and profitability over the past decade use the independent-agency distribution channel either in whole or in part.

Global insurance executives selected a wide range of potential loss eventsincluding some surprisesthat they see as the most important extreme risks for the insurance industry in the long term.

Global insurance executives selected a wide range of potential loss eventsincluding some surprisesthat they see as the most important extreme risks for the insurance industry in the long term.

Whether due to a desire to innovate for competitive advantages or to better relate to customers, next-gen technologies are playing a more prominent role in insurers strategies and plans. See the tech areas where most insurers intend to expand their capabilities.

Whether due to a desire to innovate for competitive advantages or to better relate to customers, next-gen technologies are playing a more prominent role in insurers strategies and plans. See the tech areas where most insurers intend to expand their capabilities.

An IRC study finds that the average auto-insurance expenditure in relation to median income has declined from the 1990s into the 2000s, but a consumer representative warns against confusing improvement with actual affordability.

An IRC study finds that the average auto-insurance expenditure in relation to median income has declined from the 1990s into the 2000s, but a consumer representative warns against confusing improvement with actual affordability.