Aon says its 2013 fourth-quarter net income attributable to shareholders was $355 million, compared to $305 million for 2012s fourth quarter, and total revenue increased 3% to $3.2 billion.

Aon says its 2013 fourth-quarter net income attributable to shareholders was $355 million, compared to $305 million for 2012s fourth quarter, and total revenue increased 3% to $3.2 billion.

While homeowners-insurance policy exclusions can burden consumers with significant out-of-pocket expenses, expanding policies to fill coverage gaps creates a new set of challenges, such as affordability issues, lower consumer demand as rates rise and regulatory approval for risk-based rates, the GAO says.

While homeowners-insurance policy exclusions can burden consumers with significant out-of-pocket expenses, expanding policies to fill coverage gaps creates a new set of challenges, such as affordability issues, lower consumer demand as rates rise and regulatory approval for risk-based rates, the GAO says.

State Auto Financial Corp. says it will strengthen reserves by approximately $15 million for 2013s fourth quarter, as it continues to deal with program business, now in runoff, written through Risk Evaluation & Design LLC.

State Auto Financial Corp. says it will strengthen reserves by approximately $15 million for 2013s fourth quarter, as it continues to deal with program business, now in runoff, written through Risk Evaluation & Design LLC.

Arthur J. Gallagher saw fourth-quarter net earnings jump to $60 million, compared to $33.5 million in 2012s fourth quarter, as revenues increased to $890.2 million for the quarter, compared to $673.2 million for the same period in 2012.

Allowing scheduled National Flood Insurance Program rate increases to move forward would be a critical first step toward attracting private insurers to the flood-insurance market, says the Government Accountability Office.