Producers might be laboring under an unrealistic view of Personal lines performance, and it may be time to adjust those expectations.

Carriers are implementing telematics in claims adjusting, loss control, fleet management

Carriers are implementing telematics in claims adjusting, loss control, fleet management

Across the U.S. insurance industry, smartphone use has generally been limited to driver-awareness servicessuch as parents monitoring childrens driving behaviorrather than policy rating.

Across the U.S. insurance industry, smartphone use has generally been limited to driver-awareness servicessuch as parents monitoring childrens driving behaviorrather than policy rating.

While not every producer is savvy in underwriting the ever-evolving risks attached to the domestic energy market, one thing is certain: It's a boom time.

Cyber insurance is currently a $2 billion market, according to Betterley Risk Consultants Inc., and most cyber insurers report consistent premium growth in the double digits.

Customers and agents expect anytime, anywhere, any-device capabilities, and insurers that cant deliver them risk falling behind in a mobile-enabled world.