Workers' compensation is one coverage area in which insurance agents can effectively demonstrate their value.

When communication suffers and an employers injuries arent managed effectively, the result is that premiums go up, the experience mod goes up and profits plummet.

With widespread rate increases, companies in many states will write bigger checks for workers' comp, even if business hasnt grown substantially. Here's why.

Like a parent with a child, dealing with an injured employee requires compassion, but also firmness. Skilled claims managers know how to communicate expectations to the injured employee.

Like a parent with a child, dealing with an injured employee requires compassion, but also firmness. Skilled claims managers know how to communicate expectations to the injured employee.

How certain drugs are prescribed and then dispensed are a major concern to employers and P&C insurers alike.

How certain drugs are prescribed and then dispensed are a major concern to employers and P&C insurers alike.

The U.S. workforce is getting older; people are retiring later in life than ever before. And this trend has been a major concern for those in the health & safety field, as traditional wisdom holds that older workers are more prone to suffer more expensive on-the-job injuries.