The shoe has not yet dropped, but according to Don Phillips, a columnist for Trains Magazine, the government is holding the shoe precariously above at least one industry.

At a condo association meeting, I was surprised to learn that the only insurer willing to write the property insurance was the state insurer.

In the spring of 2000 when your Iconoclast was still editor of the CPCU Claims Quarterly (CQ), a very typical situation for editors of such publications occurred.

After many years of increasing arson losses from a variety of sources in the early 1990s, the number of reported arson fires decreased annually from 85,500 in 1996 to only 31,500 in 2005.

In October of 2006 America's population reached 300,000,000. Every 11 seconds another American is born, arrives, comes home, or otherwise becomes a statistic.

Last month your resident image-smasher took a look at the bane of all auto claim adjusters, the low impact soft tissue (LIST) claim.

Having recently spent some time in a claim factory cranking out routine bodily injury claims in a major urban area, your image-breaking correspondent has an ever-increasing appreciation for the modern auto insurance claim adjuster.

This fall, Americans face a double whammy: hurricane season and elections!