Insurance is as ancient a field as organized religion, and both have undergone considerable change over the millenniums.

Had the earthquake, resultant tsunami, and nuclear disaster that occurred in Japan happened in the U.S., the vast majority of homeowners and companies suffering losses would find little help from their insurers.

The history of third-party bad faith claim decisions brought under state Unfair Claims Settlement Practices statutes consists of more than three decades’ worth of roller coaster battles between plaintiffs and insurers.

The name of the old business interruption policies has changed, and that won't be the only thing to continue evolving in the insurance world.

I often question the wisdom of claim departments that have a direct line to the auto rental companies for an assignment every time a claimant’s or insured’s damaged car has to go to the body shop for repairs.

Successful claim adjusting may require a good map.

Global warming, regardless of the scientific disputes, is an expensive reality for all of us, even in the insurance industry.

Indirect loss is far more complex and costly than direct loss. It also carries serious ramifications for a larger number of people.