Another issue likely to arise this election season will involve the Second Amendment and the rights it affords gun owners.

Like all the other subjects the candidates are offering, fixing our infrastructure is extremely expensive.

The entire medical insurance issue is one for Congress, not the presidential candidates.

Realistic insurance coverage with specific limits and exclusions could be offered for pandemics.

Some new perils are covered by insurance and others are existing ones that have been magnified in the 21st century.

The right to vote also comes with a responsibility to consider the impact of our choices on future generations.

As the intensity of disasters increase, policyholders should be aware that not all catastrophes will be covered by insurance.

Insuring fine artworks can be a dicey proposition even for carriers who work with experienced art experts.