Employers generally take precautions to maintain the safety and security of their operations and their employees, but the resulting aftermath of a disaster can dramatically change the situation.
Insurers and agents may need to step in and educate their insureds as manufacturers continue to add more computerized driver assist features to vehicles.
Although cyber attacks are becoming more of a certainty than a possibility, there are still numerous companies and organizations that are not purchasing cyber insurance.
Many contractors assume that their CGL policy provides all the coverage they need. Agents and brokers can educate their clients on the need for additional E&O coverage.