The fines for texting and driving in these states range from a few hundred to a thousand dollars for just the first offense.

A new report also shows that consumers are "prepared to hold their financial institution responsible for the damages."

Now is the time to discuss clients' holiday plans and review their coverages to ensure that they're protected for a worst-case scenario.

There's ample reason to be optimistic about the future of program business.

Showing appreciation for employees during the holidays, whether with gifts or parties, is a delicate art.

Merck was stunned when most of its insurers denied cyber coverage. Why? Because its policies excluded another risk: an act of war.

Rising risks and serious consequences have business leaders more concerned about the possibility of equipment failure, says FM Global.

The insurance industry has an opportunity to get more creative about how it engages its people and contributes to the community.