Is property damage covered under the standard personal auto insurance policy (PAP)? This and other car crash claims questions answered.

Coverage Q&A: Manufacturers are often held responsible for defective products, but any company along the supply chain also could be liable.

Coverage Q&A: Insurance policies often mention coverage for building improvements in their 'Additional Coverages' section.

Coverage Q&A: Coverage for peripheral structures tends to be determined by proximity to the insured dwelling.

Coverage Q&A: The standard personal auto policy also applies to a covered vehicles's equipment.

Is a handyman consider a covered employee?

Coverage Q&A: Additional living expenses (ALE) apply when an insured loss makes the premises uninhabitable.

Coverage Q&A: Winter can be tough on pipes.