When the insured's away and the water leaks, is there coverage?

When a water leak causes the house to shift, exactly what is covered under the land stabilization endorsement?

When a mismatched title floor is damaged, should the appraisal include costs to replace the entire floor or just broken portions?

When a roof is damaged and during repair it is discovered that the decking is worn, should the decking be covered as part of the loss?

When working with a builders risk form, are fences covered?

When an insured uses a generator after a power outage, is that a business income expense?

Is artificial turf part of coverage B — other structures, or part of coverage A or coverage C?

The state insurance regulator reported that the mandated homeowners insurance does not necessarily need to be acquired under a separate policy.