Coverage Q&A: An insured's duty to inventory can apply to more than just personal property, depending on the policy.

Coverage Q&A: The applicable endorsement states that a deductible applies separately to each building and personal property.

Coverage Q&A: The claim relates to a restaurant burglary. The thief broke in, damaged merchandise and took cash.

Coverage Q&A: In this case, the endorsement should provide coverage for the loss caused by a fraudster.

Coverage Q&A: After a fire, the landlord demolished all of the walls, floors and ceilings to make the repairs.

Coverage Q&A: Endorsements apply to specific coverages or parts of the insurance policy.

Coverage Q&A: Homeowners failed to anticipate the potential damage from a new basketball hoop. Should they have to pay for repairs?

Coverage Q&A: How are common vacancy exclusions addressed during the construction of insured properties?