News and information for property & casualty insurance agents & brokers on personal lines insurance, including homeowners insurance, flood insurance, earthquake insurance, renters insurance, automobile insurance, life insurance, disability insurance, umbrella insurance and health insurance.
A federal district court in Utah has ruled that an insurance company had no duty to defend its insureds under a cyber liability policy when the allegations against the insureds alleged knowledge, willfulness, and malice instead of errors, omissions, or negligence.
An appellate court in New York has affirmed a trial courts decision dismissing negligence and breach of contract actions brought by an insured against its insurance agent, finding that the agent could not be held liable in this Superstorm Sandy case for any negligence or contract breach that may have...
An appellate court in New York has affirmed a trial courts decision dismissing negligence and breach of contract actions brought by an insured against its insurance agent, finding that the agent could not be held liable in this Superstorm Sandy case for any negligence or contract breach that may have...
A California appeals court has upheld the California law that prohibits temporary services employers and leasing employers from self-insuring their workers compensation liability even though other employers are permitted to self-insure.
A California appeals court has upheld the California law that prohibits temporary services employers and leasing employers from self-insuring their workers compensation liability even though other employers are permitted to self-insure.
A federal district court in New York has granted an insurance brokers motion to dismiss breach of contract, negligence, and consumer protection law claims by a commercial property owner that alleged that its property had been damaged by Superstorm Sandy.
Price optimization refers to an insurers practice of varying premiums based upon factors that are unrelated to risk of loss in order to charge each insured the highest price that the market will bear.