Coverage Q&A: In the event of an insurance claim, policy language is specific about when and how a deductible will apply.

Coverage Q&A: When are someone else's medical expenses covered by an insured's policy?

Coverage Q&A: It may be necessary to relocate property in order to complete repairs after a loss, but is it covered?

Coverage Q&A: Accepting Actual Cash Value instead of replacement costs should be a conscious decision by the insured.

Coverage Q&A: Defining exactly what property qualifies as an 'appliance' can be tricky.

Coverage Q&A: Not all personal auto insurance policies include coverage for towing, and those that do can be confusing.

Coverage Q&A: Insured homeowners need to know that hot tubs come with risks that may not be covered.

Coverage Q&A: Additional Living Expenses insurance coverage is broad, but it still has limitations.