There is a solid distinction between a home that is under construction and a home that is being renovated, and that is what determines whether coverage applies.

That's the sound an ordinary auto accident will soon make if crash taxes catch on with states that are trying to work around budget and tax cuts.

Come every spring, the questions are the same: Is a skunk a rodent or vermin and therefore excluded under a homeowner's policy? I've got the answer for you.

Questions about the cleanup of a dead body come up in many homeowners’ claims where an insured died alone or unexpectedly. Is it covered under an insurance policy?