It's the insurance agent or broker's job to explain a policy to the buyer, including the available endorsements, and they need to know which endorsement best fits the clients situation.
Continued education isn't just nice to have. For many insurance professionals it's a requirement for their jobs or licenses. Here are some national organizations to help you get those designations.
Fine arts are always a difficult category to insure. It covers a broad range of items including paintings, statuary, textiles, art glass and other decorative items.