Back in your playground days, you likely heard the saying, "Sticks and stones may break my bones, but words can never hurt me!" It was a lie. Criticism, especially from someone you seek to impress, does hurt. And it's even more painful when the
With apologies to Lewis Carroll's "Jabberwocky" from "Through the Looking-Glass, and What Alice Found There":"Beware the stereotype, my son!The assumptions that bite, the judgments that trash!Beware the prejudices, and shunthe baseless
The following article was derived from a presentation at the Independent Insurance Agents & Brokers of America's National Legislative Conference and Convention, held in April in Washington, D.C.) Last year, while speaking to a group of insurance
With apologies to Lewis Carroll's "Jabberwocky" from "Through the Looking-Glass, and What Alice Found There":"Beware the stereotype, my son!The assumptions that bite, the judgments that trash!Beware the prejudices, and shunthe baseless
THIS IS the month in which we observe the Fourth of July, a day to celebrate the triumph of throwing off the shackles of the oppressor and the joy of endangering life and limb (to say nothing of setting the backyard aflame) with small explosive
Ah, it's a new season! Fresh paint. New names. Hope springs eternal, everything is possible and last year's results are but a distant memory.No, I'm not referring to baseball. We're talking hurricanes!Why, just standing on any
WELCOME TO MAY, the month of one of America's great traditional races. As they might say at Indy, "Gentlemen and ladies, start your classifications!" Ah, general liability, thy heart is classification. Or at least it should be. I
WELCOME TO APRIL! My daily insurance news service is overflowing with great headlines today. First, a state Supreme Court finally ruled on ISO's "impaired property" CGL exclusion and found it valid. The court praised ISO's
Welcome to March, which is National Ethics Month, as sponsored by the CPCU Society and other fine insurance organizations. A while back, an alert reader sent me an intriguing e-mail message regarding an ethics issue, and this is just the
SEVERAL questions have popped up on my e-mail radar lately, arguing for or against the idea of placing the coverages of a single account (either personal-lines or commercial) with multiple carriers. Judging from the questions and various arguments