MagMutual Insurance Co. was accused of mismanaging a policyholder's medical-malpractice defense case.

The outcome was deemed the result of "legal system abuse" by the defendant's insurer.

The award is nearly 70 times larger than the $49,000 pre-trial settlement offer proffered by defense counsel.

The complex's insurance limits were made up of a primary policy of $1 million and two excess policies of $5 million each, according to the plaintiff counsel.

To recoup damages, the plaintiff's counsel honed in on the defendant's homeowners, rather than auto, insurance policy.

Legal experts offer insights into how courts will handle accidents involving autonomous vehicles.

Following a rear-end collision, a pair of Atlanta attorneys offered to settle their client's injury complaint for a $100,000 policy limit, but the defendant's insurer declined.

"With negotiations concluded, Allstate ultimately paid $500,000, which was $400,000 more than what the company was contractually required to pay," said plaintiff counsel.