According to a complaint filed in the Northern District of California federal court, an insurance company must pay for his legal defense "without regard to whether payments may exhaust the policy limit."

The wintertime insurance claims that happen most frequently involve roof and siding damage, frozen pipes, damage from trees or falling limbs and house fires.

Annual insurance reviews are integral to avoiding coverage gaps.

The plaintiff's attorneys said the award is part of a trend of juries across the state becoming increasingly open to awarding sizable verdicts.

As the U.S. confronts escalating natural disasters like wildfires, hurricanes and floods, the scope of employer responsibility extends beyond the confines of office walls.

Citizens' president and CEO said that Citizens is now forecasting it will have about 1.3 million policies at the end of 2023, after earlier estimates of 1.5 million to 1.7 million policies.

The mental health of U.S. workers is "at its lowest point in five months," TELUS Health reported.

Insurance fraud can cost U.S. consumers as much as $308.6 billion each year, according to a 2022 study by the Coalition Against Insurance Fraud.