Last Tuesdays election will generate substantive changes in who makes the decisions affecting the insurance industry in Washington. Here is a look at the key people certain to be impacted by the change.

Washington is again focusing on the so-called fiscal cliff now that the election is out of the way, and there is strong evidence of a grand bargain being agreed to by Congress and the White House by year-end in order to avert a dramatic impact on the economy.

Washington is again focusing on the so-called fiscal cliff now that the election is out of the way, and there is strong evidence of a grand bargain being agreed to by Congress and the White House by year-end in order to avert a dramatic impact on the economy.

In the wake of the election, property and casualty insurance-industry officials promised to work constructively with President Obama, his administration and Congress to protect and advance industry interests over the next four years.

In the wake of the election, property and casualty insurance-industry officials promised to work constructively with President Obama, his administration and Congress to protect and advance industry interests over the next four years.

All five insurance commissioners running for re-election fended off their challengers in Tuesdays balloting.

All five insurance commissioners running for re-election fended off their challengers in Tuesdays balloting.

Barack Obama was re-elected president of the United States in a close election that portends that current policies will be maintained. This includes healthcare reform and implementation of the Dodd-Frank financial services reform law.