As the health-care industry anticipates a shortage of professionals and prepares for the uncertainties of government reform, risk managers in this sector discuss some of the challenges that lie ahead.

The P&C commercial market has officially achieved hard-market status, according to the Council of Insurance Agents and Brokers (CIAB)although some executives at major carriers remain skeptical.

As ERM penetrates corporate culture and risk managers become more risk-aware than risk-adverse, what are the most critical steps to implementing a customized ERM program?

All too often, agent experience is at the bottom of the list when it comes to IT investments by insurance companies. But not at Pa.-based Erie Insurance, which in March named Mark Hammerstein vice president of agent experience.

Aon Risk Solutions has teamed with Australian renewable-energy developer EnviroMission Ltd. to provide insurance and risk consulting for the La Paz Solar Tower station development in Arizona.

Overcapitalization, high surplus and low-investment returns are keeping insurance rates out of balance and masking the true state of the market, according to two industry executives.

Prompted by a lobbying group that supports efforts to reduce global warming, three insurance companies and the Association of Bermuda Insurers and Reinsurers have publicly renounced their support for the Heartland Institute, a libertarian research group.

Insurance technology solution provider Ebix has joined with veterinary-hospital information management system CurePet to deploy the first cloud-based Pet Insurance Exchange.