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Wildfires have been raging across Texas. Crittenberg Complex fire, about 70 miles north of the state capital, had burned more than 33,000 square acres.
The storms left five dead and a trail of damage from New Mexico to Minnesota.
The disruptions come as numerous memorials are scheduled to mark the 80th anniversary of the attack on Pearl Harbor.
A late-season pause in hurricane activity has only occurred two other times since 1995.
APCIA offers tips to help policyholders manage through these extreme weather conditions.
In addition to exacerbating drought conditions in California, the weather pattern could further strain global energy and food supplies.
Torrential rain from Storm Nicholas could last for days, knocking out power and unleashing floods across Texas and Louisiana.
This summer has already clocked deadly floods, extreme heat and record-setting tropical storms.
Forecasts say the wildfire threat is running a month ahead of schedule, which means there's daily potential for a flame to start.
This year, the U.S. National Hurricane Center will begin issuing advisories in the Atlantic starting May 15.