Analysis

We can't always blame Mother Nature. Now, insurers can quantify water and fire risk from non-weather-related events.

Coverage Q&A: Accepting Actual Cash Value instead of replacement costs should be a conscious decision by the insured.

Schools can be held responsible for what their personnel and students may do to each other.

Some people in insurance view the General Data Protection Regulation (GDPR) as a 'starting gun,' not the finish line.

Some insurers allow coverage to be "on-demand," that is, turned on and off at any time. Who will benefit the most from on-demand insurance?

To stay competitive, agents & brokers should embrace technology as a way to build relationships & demonstrate expertise.

Coverage Q&A: Defining exactly what property qualifies as an 'appliance' can be tricky.

Inconsistencies and a lack of cooperation raise coverage issues