Personal Lines

A survey of Sandy's hardest-hit areas reveals a high frequency of low-severity direct wind damage will add up to about $12 billion in wind losses.

Progressive Corp. says it sustained catastrophe losses of about $55 million in October due to Superstorm Sandy, but net income for the month increased 37 percent compared to the same month last year.

While one industry representative blasted states decisions to bar insurers from invoking hurricane deductibles after superstorm Sandy as an act of political expediency that will result in higher rates, another says he believes the state officials acted within the letter of the law.

Agent and broker employment in September experienced an expected decline, but the size of the drop was unusual, according to Insurance Information Institute President Robert Hartwig.

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Last Tuesdays election will generate substantive changes in who makes the decisions affecting the insurance industry in Washington. Here is a look at the key people certain to be impacted by the change.