Coverage & Policy Issues

The first auto insurance policy was sold a little over a decade after Karl Benz applied for the first patent for a gas-powered vehicle.

The traditional methods of assessing hail risk are no longer sufficient.

When a roof is damaged and during repair it is discovered that the decking is worn, should the decking be covered as part of the loss?

Locations, crime rates and proximity to emergency services have major influence on home insurance costs.

The December 5 opinion held that the coverage exclusion in Nationwide's policy went against the Motor Vehicle Financial Responsibility Law.

The same risks that are making insurance more important are also making it harder to get.