Coverage & Policy Issues

Be it resolved: Insurance is not a commodity

Allegations of automobile malfunctions having caused an accident are often the basis for a claim against an automotive repair facility. The scenario usually develops as follows. An automotive repair facility works on a vehicle and releases it to the owner after the repair has been completed. Shortly afterward, the vehicle...

Coinsurance is an often misunderstood term and one that causes frequent dissatisfaction with insureds over claim settlements

America is the most litigious nation on earth. American jurisprudence is patterned on British common law and follows much the same rules as in our colonial days. Concepts such as innocent until proven guilty, right to a jury trial of one's peers, right of appeal, and the difference between civil...

It's time for Alabama to do the same. According to data from National Oceanic and Atmospheric Administration, the Southeast has experienced more billion-dollar disasters in the past 30 years than the rest of the country combined.

The FEMA deadline for aid is Dec. 29, 2014.

Did you know that some 6,600 residential garage fires occurred in the U.S. between 2009 and 2011, causing 30 deaths and $457 million in property damage?

Case analysis: Although Congressmen write the law, they are not above it.