Coverage & Policy Issues

Reviewing their unique exposures with managers and owners of real estate portfolios presents an opportunity for agents and brokers.

Insurance agents and brokers must keep the records about their clients sacrosanct and not access this information for personal reasons. Without authority, one agency staff member did the opposite, and her employment was terminated.

Failure to take simple security precautions can void cyber policies.

Arsonists see insurance as the solution of last resort.

Slander (and even the truth) may not be covered by insurance if the company is sued.

The policy interpretation from a federal district court in California applies to four underlying actions.