Coverage & Policy Issues

More than 40% of SMEs in the U.S. say they have no plans to become more resilient to weather disasters

The application of this phrase is frequently determined on a case-by-case basis.

Dont alienate your social networks by asking for referrals the wrong way.

If your reservation of rights letter doesn't 'fairly inform' the insured, the penalty for the carrier can be severe.

Subrogation is an often overlooked part of claims adjusting, although it should not be because of its substantial benefits. Successful recoveries from subrogation provide insurance carriers with money they may not have anticipated; a pleasant surprise from a risk taker's perspective.

National forensic engineering firm, U.S. Forensic, recently undertook a large project to investigate a large number of braided stainless steel water heater connector failures for one of the largest property carriers in the country.