Coverage & Policy Issues

The change in the No. 1 position was the first for any of the top three spots since 2010.

A standard homeowners policy covers damage from wind, but damage from hurricane strength winds is a different matter.

Hurricane Irmas westward shift will probably inflict heightened damage on people and businesses unable to adjust to its new path in time, while the storm fuels floods that many insurance policies dont cover.

According to the author, the U.S. has had decades of well-intentioned, but deeply flawed, federal flood and disaster relief programs.

Hurricane Irma smashed into Florida as a powerful Category 4 storm, driving a wall of water and violent winds ashore and marking the first time since 1964 the U.S. was hit by back-to-back major hurricanes.

Hurricane Irma shifted track and took aim at southwestern Florida, raising the risk of severe damage in Tampa and other cities facing the Gulf of Mexico.