Coverage & Policy Issues

It's important to bring injured workers into the conversation about their treatment plan sooner rather than later. Less stress on the worker and lower claims costs for employers.

Natural catastrophes appear to be increasing in severity if not frequency, which may partly be due to climate change.

Insurers and agents may need to step in and educate their insureds as manufacturers continue to add more computerized driver assist features to vehicles.

Unanswered questions include whether compliance with the model law will be an accreditation requirement and whether there's a need for a law regulating just insurance companies, not all businesses.

Technology has long been embedded in our society's footprint — and it's not likely to go anywhere, either. Its role continues to expand in consumers' day-to-day activities, and no market better exemplifies this than the auto industry.

Coverage Q&A: The intent of the policy language is to pay only for personal property when the outside of the dwelling has been breached.