Coverage & Policy Issues

FEMA's National Flood Insurance Program (NFIP) has received flood claims on more than 800 homes.

Telematics technology can detect a crash, trigger communication with the driver, connect with emergency services, and contact insurers.

People injured when a driver suffered a stroke and crashed were not covered because the vehicle was used for hire.

Parametric insurance and other innovations are helping insurers to better control risk outcomes.

The California Department of Insurance expects the number to rise.

Each year, winter storms create more than $1 billion in insured losses.