Coverage & Policy Issues

It's in the water: This coverage is for more than asbestos, toxic chemicals and oil spills. Insureds may also need it for mold, legionella and lead pipes.

The NFIP has been extended through June 14, allowing new policies to be issued and preventing any lapse for two weeks.

Identity theft accounted for 15% of consumer reports to the Federal Trade Commission in 2018.

The insured allegedly misrepresented the address on an auto insurance policy application, but the insurer lost the bid to rescind the policy.

In a dispute over repairs covered by insurance, the suit should be about the repair contract, not who cashed the settlement check.

A successful subrogation is critical to keeping insurers' costs in line and improving customer satisfaction.