Coverage & Policy Issues

The group collected 96.78% of the funds awarded through the program last year.

Subrogation will never be perfect, but it can be dramatically better with the right processes in place.

Climate-driven events that cause massive destruction amplify the widespread underinsurance problem.

These locations combine affordability with safety, jobs, access to quality education, health care and entertainment.

Property damage caused by rioting, civil commotion or vandalism is often covered under standard insurance policies.

Images older than 180 days could not be used to make coverage reduction decisions.